Q. Why do you think this image was selected as the background for a credit card?

A. Although it is cliche, this image projects tradition and power, and invites the viewer to imagine the peace that would come from entering this pristine and idealized landscape. In many ways, it is the perfect visual representation of the words to the song America the Beautiful, “O beautiful for spacious skies…for purple mountain majesties…God shed his grace on thee.”

Creditors want us to believe that the card will be our ticket to the American dream.